Frequently Asked Questions

Have a question you need answered? Here are just a few of the most common queries we get asked by new clients. Don't see your question here? Contact us today and we'll get you the answer you're looking for.

Q. Why should I work with an independent advisor?

Because I am an independent investment advisor, I don't have any outside pressure in recommending solutions to you; there are no quotas to meet, or specific funds or securities to push. Whatever decisions we make will always be in your best interest, and tailored to your needs.

Another reason to choose an independent advisor is the flexibility it gives you in moving your money. If you ever decide to leave us for another firm, the process will be simple and straightforward, without the hassles and penalties that other firms impose.

Q. What kind of experience do you have?

We've been providing financial planning and advice for 18 years. From North Vancouver to Abbotsford Fransen Financial has helped hundreds of individuals and businesses get on the path to achieving their financial goals.

Aaron is also accredited by the Financial Planning Standards Council as a Certified Financial Planner, which means we meet or exceed all their standards for:

completion of education in financial planning
successful completion of rigorous standardized examinations
financial planning work experience
an ethical commitment to putting the client's interest first

Q. How do you get paid?

Many of my clients are initially concerned about the fees they are sure to incur working with a planner. We do not charge any fees for our financial planning services. If you choose to utilize our recommendations, we receive a commission from the individual investments you make; you do not pay me a single cent out of pocket.

Q. Will I be locked into a contract?

Not only are there no contracts involved in our services, as an independent planner you'll find it easier to take your investments to another firm if you're ever unsatisfied with the results.

Q. Where will we meet?

The Fransen Financial office is located in South Surrey very close to major commuting arteries. You'll be welcomed into our office and offered the beverage of your choice as we discuss your financial plans. By meeting in a professional office (as opposed to sitting around a kitchen table) we'll have all the resources close at hand to quickly answer your questions.

Q. What is your investment philosophy?

We've generally used a conservative approach with a long-term outlook, but everything begins and ends with you, the client. We tailor every plan around your financial goals, and we keep it within your tolerance for risk.

Q. Will client information be kept confidential?

All of your information will always be kept in the strictest possible confidence. You can relax knowing that no member of Fransen Financial will ever share confidential information about you without your prior consent.

Q. When should I get advice?

While there's never a bad time to seek guidance for your financial future, it's especially important to get advice in preparation for major events in your life like marriage, divorce, birth, employment changes, or death.